Many business travellers forget how necessary travel insurance is. They assume that it is automatically covered by their employers, without really checking out the details. In effect you could be putting your life on the line for your employers if you are not properly covered.
Whether you buy insurance online or from a branch office, you have to make sure you are covered for everything, whether it is general travel insurance or for those things specifically related to your business. There are many things that could affect you on a business trip, some that you would not even think of.
What would happen if you were injured in the office of a client? Or got food poisoning when entertaining customers? People tend to overlook these possibilities but it does happen.
Even if nothing serious happens to you, there are the everyday travel accidents that can happen such as missing or damaged baggage which can work out extremely expensive.
Many business people travel in jeans and there is a high chance that frequent flyers will lose their luggage a few times in their career. Or rather the airline will lose them for you!
Arriving in a city for an important meeting with a client without your formal office attire can be a nightmare and you have to buy the essentials and quickly, often at a high cost, as there is no time to shop around. It pays to have travel insurance to cover these eventualities.