There are some people out there that are far more concerned with trying to find the very Best Currency Exchange Rates than looking for a good travel insurance policy. After all, we are in the EU now, so surely we would not have to pay a vast amount of money for medical assistance once we are in possession of an E111. How wrong can this be!
If you think that the E111 form is an extension and entitlement to free health care in countries that are within the Schengen agreement, this is very wrong? It simply identifies you as an EU citizen and you will still be eligible to cover the costs of any medical treatments that you are in receipt of. If you have travel insurance, this should then be paid for.
It is a massive fact that if something goes drastically wrong in another country, the cost of medical bills can and will get out of hand and far beyond the means of the average person in no time at all. We are literally talking about tens of thousands of pounds here and in the most extreme cases, this could run into the millions.
Travel insurance also covers many other eventualities, one equally costly area being legal liability. You may also be able to rely upon the cover in the event of losing possessions or your foreign currency.
The gist of this article has to be that you should never travel abroad without a good insurance policy. These vary considerably and the cheapest policies are not usually the best. Check out exactly what is included in the policy before going ahead and purchasing.